Last time, “Picking Symbols”, we talked about the core of OppenFolio, its fuel rods, which are currently all YieldMax ETFs due to their extreme volatility and leveraged yields. We talked about how those symbols are designed to be burned inside a reactor. They’re too dangerous to hold blindly. Today we’re talking about the shell I built around that core. What the Shell Is (and Isn’t) “Protective” isn’t quite the right word. ...
OppenFolio is built like a nuclear reactor. That’s not just branding. There’s a reactive core, dangerous, high-yield instruments that are guaranteed to decay over time. And there’s a containment shell, stable, income-heavy ballast that keeps the system from melting down. Some call this a barbell strategy. I call it fuel management. Why I Built It This Way Before OppenFolio, I used to run what you’d call safe income portfolios. The kind of thing a conservative retiree might live off. They paid $200–300/month, just enough to fund whatever project I was obsessed with that year without bothering my wife or risking our capital. When we wanted the money back, it was still right there for us to use. ...
Welcome to OppenFolio, my personal attempt to build a fusion nuclear reactor using the stock market. Okay, maybe a better description is: a data-driven, semi-automated, high-dividend portfolio using a class barbell design to manage risk. Or maybe it’s just: Can we extract enough real cash from YieldMax ETFs before their NAV erosion catches up? Or, fine, Can we earn money from the market faster than we lose it? However you want to frame it, this is an experiment. And yeah, it’s my real money on the line. You can check oppenfolio.com right now to see exactly how much, the whole thing is fully public, from structure to a detailed trade audit log. But this still isn’t something you should blindly try at home. This post is my attempt to introduce the project and explain why I’m doing it. ...