OppenFolio is a live, high-yield ETF portfolio designed to test a singular hypothesis:
With disciplined automation and real-time management, it is possible to extract more income from yield-maximized assets than is lost to NAV decay.
This isn’t a simulation or a thought experiment. It’s a living portfolio—funded with real capital, executed through E*TRADE, and governed by Python automation that analyzes risk, rebalancing triggers, and optimal entry points. The data shown here reflects actual trades and performance.
The portfolio follows a two-tiered barbell design:
JEPI, PFFA, and JAAA. These holdings are selected for dividend stability and reduced drawdown correlation.
TSLY, ULTY, NVDY, etc.), targeting assets with extreme income potential and trackable NAV decay patterns.
While not designed to “beat” any particular index, the portfolio's real-world income and drawdown patterns can be compared to benchmarks like SPY or AGG for reference. However, the focus remains on monthly income efficiency, not long-term capital appreciation.
The name “OppenFolio” reflects both containment and controlled experimentation—an homage to atomic structure and engineered volatility.
This portfolio is governed by a home-built Python system that:
Scripts are public-facing and pull from live APIs. No spreadsheets. No curve-fitted models. Just data and decisions.
Key components of the logic engine — including dividend trend detection, NAV decay measurement, and allocation targeting — are handled via a Python toolkit designed to operate without spreadsheets or external dashboards. While not yet packaged for reuse, the core logic is available for review on request.
This is not a conservative portfolio. The Core routinely holds assets most advisors wouldn’t touch. That’s the point.
The thesis isn’t about avoiding risk—it’s about managing it in pursuit of income. Realized losses (e.g., from FIAT) are part of the strategy—not mistakes, but trades made after payout cycles complete or signals degrade.
Even during the April 2025 tech pullback, with Core positions down over 30%, total portfolio drawdown was capped at ~12%—not because of luck, but by design.
There are no ads here. No courses. No monetization.
OppenFolio exists as a public experiment:
Performance is updated regularly. Trades are logged. Feedback is welcomed.
📧 Contact: [email protected]
OppenFolio is tracked in real time. All trades are logged and timestamped. You can review the full transaction history directly on the homepage or export it as a CSV file.
This open log enables others to audit strategy results, calculate custom metrics, and assess the real-world outcomes of every decision made. No backtesting, no curve-fitting — just live, transparent data.
# Protective Shell (80%)
"JEPI": 0.10,
"JEPQ": 0.10,
"PFFA": 0.18,
"JAAA": 0.18,
"VRP": 0.15,
"TFLO": 0.09,
# Reactive Core (20%)
"ULTY": 0.05,
"MSTY": 0.04,
"TSLY": 0.03,
"CONY": 0.025,
"CRSH": 0.02,
"NVDY": 0.02,
"AIYY": 0.01,
"USOY": 0.005,
If a symbol isn’t listed above, it’s either in rotation or being phased out.
This isn’t a fund. It’s not financial advice. And it’s not trying to beat the market.
It’s one person’s attempt to engineer a rent-generating machine out of volatility, math, and code.
You’re welcome to watch. Or build your own.
Disclaimer: OppenFolio is a personal experiment and is not a financial product or advisory service. Nothing on this site constitutes financial advice, investment recommendations, or an offer to buy or sell any securities. All data is for informational purposes only. Investing involves risk, including the loss of principal. Past performance is not indicative of future results.