What is OppenFolio?

OppenFolio is a live, high-yield ETF portfolio designed to test a singular hypothesis:

With disciplined automation and real-time management, it is possible to extract more income from yield-maximized assets than is lost to NAV decay.

This isn’t a simulation or a thought experiment. It’s a living portfolio—funded with real capital, executed through E*TRADE, and governed by Python automation that analyzes risk, rebalancing triggers, and optimal entry points. The data shown here reflects actual trades and performance.

Structure: Contained Chaos

The portfolio follows a two-tiered barbell design:

Protective Shell (75%)
Composed of high-income, lower-volatility ETFs such as JEPI, PFFA, and JAAA. These holdings are selected for dividend stability and reduced drawdown correlation.
Reactive Core (25%)
This is where the experiment lives. The Core rotates through high-volatility, high-yield ETFs (TSLY, ULTY, NVDY, etc.), targeting assets with extreme income potential and trackable NAV decay patterns.

While not designed to “beat” any particular index, the portfolio's real-world income and drawdown patterns can be compared to benchmarks like SPY or AGG for reference. However, the focus remains on monthly income efficiency, not long-term capital appreciation.

The name “OppenFolio” reflects both containment and controlled experimentation—an homage to atomic structure and engineered volatility.

Method: Real Trades, Real Logic

This portfolio is governed by a home-built Python system that:

Tracks NAV decay, trailing yield, and volatility
Penalizes inconsistent dividends and decaying assets
Allocates new capital based on real-time opportunity zones
Automates buy/sell signals but leaves final execution manual

Scripts are public-facing and pull from live APIs. No spreadsheets. No curve-fitted models. Just data and decisions.

Key components of the logic engine — including dividend trend detection, NAV decay measurement, and allocation targeting — are handled via a Python toolkit designed to operate without spreadsheets or external dashboards. While not yet packaged for reuse, the core logic is available for review on request.

Risk, Rotation, and Resilience

This is not a conservative portfolio. The Core routinely holds assets most advisors wouldn’t touch. That’s the point.

The thesis isn’t about avoiding risk—it’s about managing it in pursuit of income. Realized losses (e.g., from FIAT) are part of the strategy—not mistakes, but trades made after payout cycles complete or signals degrade.

Even during the April 2025 tech pullback, with Core positions down over 30%, total portfolio drawdown was capped at ~12%—not because of luck, but by design.

Transparency Over Hype

There are no ads here. No courses. No monetization.

OppenFolio exists as a public experiment:

To test an unorthodox yield strategy in the open
To demonstrate what's possible when structured automation meets real capital
To share findings with other curious builders, skeptics, and yield-maximizers

Performance is updated regularly. Trades are logged. Feedback is welcomed.

📧 Contact: [email protected]

Performance and Historical Data

OppenFolio is tracked in real time. All trades are logged and timestamped. You can review the full transaction history directly on the homepage or export it as a CSV file.

This open log enables others to audit strategy results, calculate custom metrics, and assess the real-world outcomes of every decision made. No backtesting, no curve-fitting — just live, transparent data.

Target Allocation

# Protective Shell (75%)
"JEPI": 0.10,
"JEPQ": 0.10,
"PFFA": 0.16,
"JAAA": 0.16,
"VRP": 0.14,
"TFLO": 0.09,

# Reactive Core (25%)
"ULTY": 0.07,
"YMAX": 0.05,
"MSTY": 0.06,
"TSLY": 0.02,
"CONY": 0.025,
"NVDY": 0.02,
"USOY": 0.005,

If a symbol isn’t listed above, it’s either in rotation or being phased out.

Why This Exists

This isn’t a fund. It’s not financial advice. And it’s not trying to beat the market.

It’s one person’s attempt to engineer a rent-generating machine out of volatility, math, and code.

You’re welcome to watch. Or build your own.